ELI LILLY & Co

LLY
10-KFiled:February 12, 2026

Summary

Full summary

Executive Assessment

Revenue increased 44.7% to $65.2B, driven by volume growth in Mounjaro and Zepbound, partially offset by lower realized prices.

  • Net income rose 94.9% to $20.6B, with diluted EPS of $22.95, up 96.0%.
  • Gross margin expanded 170 bps to 83.0%, driven by favorable product mix and improved cost of production.
  • Mounjaro and Zepbound together accounted for 56% of total revenue, up from 37% in 2024.
  • Operating cash flow nearly doubled to $16.8B, supporting $7.8B in capital expenditures for manufacturing expansion.

Financial Highlights

Financial highlights: current period, prior period, change, and investor takeaway per metric
MetricCurrent PeriodPrior PeriodChangeInvestor Takeaway
Revenue
$65.2B$45.0B+44.7%
Volume increased 50%, partially offset by 6% lower realized prices and 1% favorable foreign exchange.
Net Income
$20.6B$10.6B+94.9%
Driven by higher gross margin, partially offset by increased operating expenses.
Diluted EPS
$23.0$11.7+96.0%
Reflects net income growth and a 0.5% reduction in diluted shares outstanding.
Gross Margin
83.0%81.3%+1.7 ppts
Favorable product mix and improved production costs, partially offset by lower realized prices.
Operating Cash Flow
$16.8B$8.8B+90.7%
Higher net income and working capital changes, including a $10.2B increase in accounts payable and other liabilities.
Total Assets
$112.5B$78.7B+42.9%
Growth driven by increases in cash, receivables, inventories, and property and equipment.
Total Debt
$42.5B$33.6B+26.3%
Issued $13.2B in long-term debt, primarily for business development and general corporate purposes.

Profitability

  • Net margin expanded to 31.7% from 23.5%, reflecting operating leverage.
  • R&D expense increased 21.3% to $13.3B, driven by continued investment in early and late-stage portfolio.
  • Acquired IPR&D charges of $2.9B, down 11.3% from $3.3B in 2024, primarily from Scorpion and SiteOne acquisitions.

Cash flow

  • Free cash flow (operating cash flow less capex) was $9.0B, up from $3.8B in 2024.
  • Investing cash outflows of $11.0B included $7.8B in capex and $3.0B in acquired IPR&D.
  • Financing cash outflows of $2.2B included $5.4B in dividends and $4.1B in share repurchases, partially offset by $13.2B in long-term debt issuances.

Balance sheet

  • Cash and equivalents increased to $7.3B from $3.3B.
  • Working capital improved to $20.4B from $4.4B, with current ratio rising to 1.58x from 1.15x.
  • Shareholders' equity nearly doubled to $26.5B, driven by net income and comprehensive income.

Investment Risks & Concerns

Risk Factor

Concentration risk: Mounjaro and Zepbound accounted for 56% of total revenue in 2025.

EvidenceMounjaro and Zepbound accounted for 56 percent of our total revenues in 2025 and we expect cardiometabolic health products will continue to represent a significant and growing portion of our business, revenues, and prospects.

Risk Factor

Government price controls: IRA drug price negotiation selected Jardiance (2026), Trulicity and Verzenio (2028); additional products expected.

EvidenceIn August 2023, HHS selected Jardiance... as one of the first ten medicines subject to government-set prices effective in 2026. In January 2026, HHS selected Trulicity and Verzenio as additional medicines subject to government-set prices to be effective in 2028.

Risk Factor

Patent expirations: Trulicity will lose significant patent and data protections in the next few years, exposing it to generic/biosimilar competition.

EvidenceTrulicity will lose significant patent and remaining data protections in the next few years.

Risk Factor

Pipeline and R&D risk: High failure rate inherent in drug development; orforglipron and other candidates may not achieve regulatory approval or commercial success.

EvidenceThere is a high rate of failure inherent in drug discovery and development... We cannot state with certainty when or whether our products and indications now under development will be approved or launched.

Risk Factor

Cybersecurity and data privacy: IT systems and confidential information are vulnerable to cyber-attacks; compliance with evolving global privacy laws imposes costs and risks.

EvidenceIT systems are inherently vulnerable to system inadequacies... cyber-attacks... We are subject to various laws and regulations globally regarding privacy and data protection.

Management Strategy & Execution

Themes

  • Revenue growth driven by volume, partially offset by lower realized prices, primarily from Mounjaro and Zepbound.
  • Gross margin improvement attributed to favorable product mix and improved cost of production.
  • Significant manufacturing capacity expansion underway to meet anticipated demand for incretin products.

Capital allocation

  • Capital expenditures increased to $7.8B (from $5.1B) for global manufacturing expansion.
  • Dividends paid of $5.4B; quarterly dividend raised to $1.73 per share for Q1 2026 (indicated annual $6.92).
  • Share repurchases of $4.1B under $15.0B program authorized in December 2024; $10.9B remaining.
  • Acquired IPR&D payments of $3.0B, primarily for Scorpion and SiteOne acquisitions.

Revenue increased in 2025 driven primarily by increased volume, partially offset by lower realized prices.

Management (MD&A)

Gross margin as a percent of revenue in 2025 increased 1.7 percentage points compared with 2024, primarily driven by favorable product mix and improved cost of production, partially offset by lower realized prices.

Management (MD&A)

Business Segment Analysis

SegmentRevenueChangeCommentary
Cardiometabolic Health$48,221M+63.3%Driven by Mounjaro ($22,965M, +99%) and Zepbound ($13,542M, +175%). Trulicity declined to $4,276M (-18.6%).
Oncology$9,376M+7.1%Verzenio revenue of $5,723M (+7.8%), with 20% growth outside U.S. offset by 1% U.S. growth.
Immunology$5,247M+19.4%Taltz revenue of $3,563M (+9.3%); other immunology includes Ebglyss launch.
Neuroscience$1,391M-5.6%Decline driven by loss of exclusivity on certain products; Kisunla (donanemab) launched in 2024.

Liquidity & Capital Structure

Leverage: Total debt of $42.5B, debt-to-equity ratio of 1.60x (2024: 2.36x). Long-term debt increased to $40.9B from $28.5B.

Liquidity: Cash and equivalents of $7.3B; $10.1B in unused committed bank credit facilities; operating cash flow of $16.8B.

Shareholder returns

  • Dividends paid: $5,384M in 2025, up from $4,680M in 2024.
  • Share repurchases: $4,108M in 2025, up from $2,500M in 2024.
  • Dividend per share increased to $6.00 paid in 2025; indicated annual rate for 2026 of $6.92.

Forward Outlook & Investment Implications

Not disclosed—no specific quantitative guidance provided in the excerpts.

Drivers

  • Near-term performance impacted by timing of potential regulatory approvals for orforglipron and U.S. Medicare access for Zepbound.
  • Manufacturing expansion to support anticipated demand for incretin products; additional capacity expected over next several years.

Watch items

  • IRA drug price negotiation: Trulicity and Verzenio selected for 2028; additional products expected in future years.
  • Patent cliff: Trulicity to lose significant protections in the next few years.
  • Competitive landscape for incretin therapies and obesity market evolution.
  • Regulatory and legislative changes affecting pharmaceutical pricing and intellectual property.

Notable Footnotes

ItemImpact
Acquired IPR&D charges$2.9B in 2025, primarily from Scorpion ($1,412M) and SiteOne ($494M) acquisitions; expensed immediately as no alternative future use.
Pre-launch inventory capitalization$1.5B of pre-launch inventory capitalized as of Dec 31, 2025, primarily related to orforglipron.
Income taxes – OBBBA impactOBBBA enacted July 2025 made permanent immediate R&D expensing and 100% bonus depreciation; effective tax rate increased to 19.8% from 16.5%.
Verve acquisitionAcquired in July 2025 for $549M net cash plus CVRs; preliminary fair value includes $608M in acquired IPR&D and $127M goodwill.

3-Year Investment Perspective

Revenue and net income have accelerated sharply over the three-year period, driven by the launch and rapid uptake of incretin products Mounjaro and Zepbound. Revenue grew from $34.1B in 2023 to $65.2B in 2025, while net income increased from $5.2B to $20.6B. Gross margin expanded from 79.2% to 83.0%, and operating cash flow rose from $4.2B to $16.8B.

Inflections

  • 2024: Revenue growth of 32.0% driven by Mounjaro and Zepbound launches; net income doubled to $10.6B.
  • 2025: Revenue growth accelerated to 44.7%; Mounjaro + Zepbound revenue reached $36.5B, representing 56% of total.
  • Gross margin improved each year: 79.2% (2023), 81.3% (2024), 83.0% (2025).

Prior-period comparison

  • 2023 revenue of $34.1B included $1.4B gain on sale of olanzapine portfolio and $579M gain on Baqsimi divestiture.
  • 2023 net income of $5.2B reflected higher acquired IPR&D charges ($3.8B) and lower gross margin.
  • Diluted EPS grew from $5.80 in 2023 to $22.95 in 2025, a compound annual growth rate of approximately 99%.

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